As a fiduciary we are legally bound to put our client's best interests ahead of our own. Act in good faith and provide all relevant facts to clients. Avoid conflicts of interest and disclose any potential conflicts of interest to clients. We are not compensated to sell investment products. This model allows for our interests to be fully aligned with those of our clients.
No, there is no fee for an initial meeting. We look forward to discussing your goals and aspirations and helping you to determine if Retired Capital is the best fit for you.
There is an account minimum of $1,000,000 that may be waived at Retired Capital’s discretion.
Yes, we offer a complimentary analysis to individuals either wanting to learn more about their portfolio or just seeking a second opinion. This analysis allows you to better understand the risk and reward to your portfolio, its underlying volatility, current yield, and the underlying expenses of your investments.
Why is it important to have an analysis of your portfolio? It is important to have this analysis performed as it will allow you to see if you are on track with your investments or if there are areas of your portfolio that can be improved. Most importantly, this analysis allows you to see if you are invested aggressively or conservatively. For example, if you are a conservative investor, it would be helpful to see how aggressively your portfolio is allocated as well as how it may perform in a best case or worst case scenario as outlined earlier. If you feel uncomfortable with the outcome than the portfolio review was well worth it as you will be able to modify your allocation to meet your risk tolerance. Conversely, if you are saving for retirement and want to maximize your long-term returns, we can identify the investments that offer the highest potential annualized returns. For example, if you have several investment choices on your employer’s retirement platform, our analysis will show you which allocation has the highest probability to meet your long-term investing objectives.
We have significant experience and qualifications to analyze and suggest necessary improvements to your current portfolio. We welcome you to reach out today for a complimentary portfolio analysis.
Our fees are asset-based. We do not charge commissions or earn more money when trades are placed in a client’s account. We never charge loads on mutual funds obtained through us. Our fees are calculated on the total value of your assets under management and only increase as your account grows. This puts our loyalties in line with yours.
Not generally. Occasionally, it will be necessary to react quickly to management changes or other situations we may encounter. Of course, we will discuss any changes as soon as possible. The asset custodians immediately provide trade confirmations and the trades will be reflected on the next periodic report from the custodian.
Our primary custodian is Charles Schwab Institutional. Through our platform, you will have the benefits of institutional access to your investment accounts. For example, our clients do not incur transaction costs on Charles Schwab’s platform for buying or selling their investments.
We will work with you to establish retirement and non-retirement investment accounts as well as implement retirement plan rollovers to our custodian’s platform. Our partnership with Charles Schwab Institutional offers our clientele:
This provides our clients with transparency on investment performance, fees, and when transactions occur. To schedule a consultation or to learn more about our firm please feel free to contact us.
The asset custodians provide the necessary tax documents to you directly. If you or your tax advisor would like to discuss these documents, we are always available to do so.
Typically, most clients meet with our advisors at least annually or semiannually. However, we are completely flexible to cater this around you and your schedule. It is important to meet with your advisor as this will give us an opportunity to see if anything has changed with your personal situation or career that may impact how your portfolio is currently managed. We understand that goals change, and it is for these reasons that we make it a priority to be sure we are managing your assets to complement these changes.
At Retired Capital LLC we focus on maintaining our client relationships and are always available should any questions arise. Furthermore, meeting with our advisors allows you to see the progress you are making towards your financial goals. This helps you to stay on track with long-term goals as well as discuss options around certain unexpected occurrences that may temporarily derail your long-term goals.
Yes, Private Equity Investments are available to our ultra-risky high net worth investors who seek investments uncorrelated to traditional asset classes such as stocks and bonds, with the expectation the increased risk will generate outsized returns. These investments are obtained through VC Fund Ventures LLC.